Earthquake & Flood Insurance
Whatever your insurance needs may be, our agency provides a variety of options for every individual. We are your personal insurance advocates, helping you navigate your coverage and making sure that getting an insurance policy is a stress-free process.
We are an independent insurance agency which means that we can shop the various markets to find you the best coverages at the best prices.
It only takes just a few inches of water flooding to cause serious damage to your home. More than 50% of Washington properties are in high-risk flood zones. You don’t need to be living near a water source to be at risk of flooding. Rainfall and snowmelt are major factors to flooding but did you know that burst water mains (which can happen in any home) are a huge factor in causing floods?
There are options, depending on your property’s location and flood history:
Standard Flood Insurance
The NFIP has set standard flood insurance guidelines in place and made flood insurance available to tens of thousands of homeowners. For homeowners determined to be in a 100 year flood plain, FEMA has made available the National Flood Insurance Program (NFIP).
Preferred Flood Insurance
A low-risk, low-cost flood insurance option.
Our Agents have extensive knowledge regarding the various types of flood insurance options available on the market. This allows us to provide you with the most competitive options available to protect your home and valued possessions.
Washington Earthquake Insurance rates can vary depending on your region, but no matter your location, we can research earthquake insurance options to protect you from nature’s unexpected occurrences.
Earthquake Insurance may not have been something you considered before, but with more than 1,000 earthquakes a year in Washington state alone, it’s not such a far-fetched option to begin considering for your home and your family. Contact Rice Insurance today for a comprehensive discussion about your Washington Earthquake Insurance options or simply to answer any questions.