Life Insurance2018-11-13T10:24:54+00:00

Life Insurance

Coverage Highlights

Our experts can assist you with all forms of life insurance needs, including whole life insurance, indexed universal life, survivorship policies and more. We work with a wide variety of carriers to find you the most competitive rate for your life insurance needs.

For a personalized quote simply email us at life@riceinsurance.com your full name and birthdate and one of our agents will respond within 2 business days.

Life Insurance Basics

Term Life Insurance

  • Coverage for a “term” or period of your life.

  • Lower premiums for higher coverage.

  • No cash value.

Term and Whole Life Combined

  • Build lifelong base of whole live coverage.

  • Supplement specific times of your life with term insurance.

Whole and Universal Life Insurance

  • Protection carries with you your entire life.

  • Can build equity and have cash value.

  • Higher premiums than term life, but can be more valuable in the long run.

  • Rates lowest when you’re young – so is often used as a gift to children.

Get a Quote

Need More Help? Check out some of these life insurance resources to get started:

Do you need to make a payment for your Life Insurance policy?

Visit our payments page for more resources.

Self-Employed? Key-person or buy-sell insurance solutions are also available for your business’ needs.

For more information, visit our Benefits Department’s partner site here.

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