Life Insurance

Coverage Highlights

Our experts can assist you with all forms of life insurance needs, including whole life insurance, indexed universal life, survivorship policies and more. We work with a wide variety of carriers to find you the most competitive rate for your life insurance needs.

For a personalized quote simply email us at life@riceinsurance.com your full name and birthdate and one of our agents will respond within 2 business days.

Life Insurance Basics

Term Life Insurance

Coverage for a “term” or period of your life.
Lower premiums for higher coverage.
No cash value.

Term and Whole Life Combined

Build lifelong base of whole live coverage.
Supplement specific times of your life with term insurance.

Whole and Universal Life Insurance

Protection carries with you your entire life.
Can build equity and have cash value.
Higher premiums than term life, but can be more valuable in the long run.
Rates lowest when you’re young – so is often used as a gift to children.

Get a Quote

Need More Help? Check out some of these life insurance resources to get started:

Do you need to make a payment for your Life Insurance policy?

Visit our payments page for more resources.

Self-Employed? Key-person or buy-sell insurance solutions are also available for your business’ needs.

For more information, visit our Benefits Department’s partner site here.