Rice on the Side

           Some of the most common questions I receive from clients are regarding what situations are/aren’t covered by their homeowners insurance. So, below I’ve listed a few risks that are not covered.

~ Normal wear & tear, deterioration, or maintenance issues ~

~ Mold, mildew, & dry rot ~

~ Settling/cracking of the foundation ~

~ Any damage done intentionally (duh) ~

~ Slow leaks ~

~ Any damage caused by animals or rodents ~

~ Earthquake* ~

~ Flood* ~

~ Volcano ~

~ Land movement/landslides* ~

~ In-home businesses* ~

           *Separate policies can be purchased from your agent to protect your home against these items. And, in the case of an in-home business, you may be able to purchase a seperate business/commercial insurance policy to cover yourself for those added exposures.

If you ever have questions on your Washington auto insurance, Washington homeowners insurance, Washington life insurance, small business insurance, or small business group health insurance; don’t hesitate to give us a call, email, or visit our website and request free information. We’d love the opportunity to make sure you and your family have the coverage you need!

www.riceinsurance.com           meghan@riceinsurance.com            360.734.1161